We will be using the photo below.


Step 1
New layer set to exclusion 100% and fill with #350A00
New layer set to multiply 100% and fill with #E0E0E0


Step 2
Layer -> New Adjustment Layer -> Hue/Saturation

Master 0, +32, 0

It's a little dark so duplicate and screen it to 26%


Step 3
Place this texture below made by persefone84 and set to lighten 100%.


Step 4
Place this texture below made by dusty-memories over image. Rotate it however you like make sure to cut out the black part.


Step 5
Now place text or brush under step 4 so it looks like it is under the sheet of paper. I used the font "candice" size 12.

And you're done!